Episode 651 Scott Adams: Suggesting a New Approach to Gun Safety Using a Credit Score Approach

Date: 2019-09-03 | Duration: 6:26

Topics

Suggesting a New Approach to Gun Safety Use a Credit Score Approach?

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## Transcript

[0:06]

fun-fun-fun hey everybody this is gonna be just a quick single topic periscope on the topic of gun control and gun safety I wanted to throw an idea into the mix that I haven't heard before most of the ideas that year about gun control are rules that would allow you to have a gun or not if you if you're this you can't have a gun if you're this you can't have a gun and I'm not sure that that's our best approach it could be that we should borrow from insurance companies and from banks the process they use which is they if you're a bank and you're giving a loan you you look at the credit score and the credit score is based on lots of different inputs but it sort of a generally summarizes your creditworthiness likewise if you were applying for insurance for your car your car insurance will be based not just on yes no you can have it or you can't but

[1:08]

yes no you can have it or you can't but the pricing will depend on things such as your age your record and even your gender so I wanted to suggest and this is just a thought experiment about how we could have a gun credit score and let me let me walk you through this now this is just sort of a first draft of an idea so don't get too bent out of shape about this changing anything that I have to go answer so I'm gonna finish this in 30 seconds and then go answer my door all right so the idea is we would take a number of variables that we could measure and we would give people a credit score for gun worthiness if they get the highest worthiness they can just go buy a gun no restrictions let's say you're over 50 you used to be a cop you've been in the NRA for years let's say you just hit every everything you

[2:09]

say you just hit every everything you can just go get a gun no restrictions but
but if you're let's say male and you're understand age and you know you that's a little more dangerous so that would lower your credit score if you've never been in the NRA that would lower your credit score if you're a current gun or if you already have guns that would raise your credit score if your IQ is low you can't get a gun or at least lower your score or raise your score and now you're probably saying hey that's no fair you can't make a gun rights based on IQ I'm sure you can you can do anything you want we just have to have enough people agree to do it now rather than an IQ score it could be it could be educational attainment the same way that insurance companies do it for your car if you're a good student you can actually get a better car or a better rate on car insurance than if you're a bad student maybe there's a drug test maybe you need

[3:09]

maybe there's a drug test maybe you need to get a note from your doctor maybe it depends where your location is if you're in a rural area and you're a farmer for example that would be a better reason for a gun if you're in an urban area maybe that's a different situation have you had training yes or no what is your occupation do you have the kind of occupation and where owning a gun makes sense are you going to be a security guard are you you know a farmer is another good example did you have to provide your own security if you're away from services what's your income that might make a difference do you have any social referrals you know people who are willing to vouch for you what's the purpose of the gun is it for hunting or for something else self-defense etc now I'm not I'm not suggesting I'm not suggesting everything on this list is complete or that you would want to have all of these on your credit score I'm just saying it's the type of things that you want to put on

[4:10]

type of things that you want to put on your score I see in the comments people are asking about antidepressants and mental health maybe they maybe have you take a drug test and the doctor may say I'm not going to sign anything you take anything until you take a drug test for me other doctors might say yeah I know you I've known you for years you have ten guns already you're fine so the doctor would still be part of the process nothing is a hundred percent but remember banks make loans knowing that something like two percent of them will never get paid back so there's no system that catches all the problems but this system would at least give a credit rating essentially to gun ownership so that people who have good credit can get a gun without much hassle people who don't have good credit are gonna have to jump through some more hoops maybe if you're let's say for example I'll just throw out this idea let's say if you're

[5:11]

throw out this idea let's say if you're under a certain age and you're a certain gender male if you're male and under a certain age and you don't have any of the other things going for you you've never been a veteran you've never been a police officer for example maybe you can still get a gun but perhaps you have a check-in every now and then perhaps there's a sort of a wellness check that you've got to do I don't know what that would look like maybe the police call you and say how you doing maybe you have to talk to your doctor every six months whatever that looks like just throwing out some ideas now maybe you give up a little privacy maybe maybe the police have to check in with your friends every six months or so and just say anything unusual so these are all bad ideas but collectively you can see that there might be something we could build there would be like a credit score for gun ownership it would still let plenty of people have guns so you would no longer have to worry about the fate of the Republic so as long as you have a system

[6:12]

Republic so as long as you have a system that allows plenty of people to get plenty of guns you're never going to turn into Hong Kong I'm hearing people downstairs that I got to go I'll talk to you later